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Loan origination and processing software built for a more competitive, compliance-driven marketplace.

Take full control of your mortgage business and close more deals in less time with greater accuracy. Centralize all your workflows and communications into one powerful platform, accessible anytime, anywhere. VCO Lend provides the ultimate collaborative loan origination and processing environment for teams spread across the hall or across the globe! Every feature in VCO Lend was developed by mortgage bankers in the real world laboratory of a successful mortgage banking operation. This practical insight and depth of mortgage expertise is at the core of this thoroughbred's DNA. VCO Lend is the customizable, scalable, secure, and easy-to-use loan origination and processing software solution for mortgage offices that have outgrown off-the-shelf loan origination software products.

Key Features

Advanced Built-in Analytics

Advanced Built-in Analytics


  • Dashboards with key performance indicators (KPIs)
  • Track loan trends - summarize and drill down on loan data
  • Track marketing campaigns and measure ROI
  • Track sales and operations performance
  • Track turn-times and pull-throughs
Full Regulatory Compliance

Full Regulatory Compliance


Centralized singular data management with export utility assures accurate compliance and reporting. Manage and produce exportable call report (MCR) and GSE Uniform Delivery Data (ULDD) files. Produce pre-disclosures quickly and confidently.
Easy to Use

Easy to Use


VCO Lend uses business rules to help guide your staff through the complex loan process ensuring compliant files. A logical and intuitive interface facilitates quick, easy adoption by all levels of personnel.
Flexible and Convienent

Secondary Marketing


Facilitate and manage rate locks, pricing, and commissions. Create and manage bulk sale deliveries. Allocate and manage warehouse resources, track shipping items, interim servicing and loan purchase details.
Performance Reporting & Incentives

Performance Reporting & Incentives


  • Track Sales, Broker and Operations performance
  • Set employee goals and track them, displayed real time correlating bonuses with desired performance
  • Measure customer satisfaction with automatic scorecards and customer surveys
  • Reward sales performance with retro-bonuses and lead distribution privileges
  • Incentivize for the right behavior
Built for Collaboration

Built for Collaboration


Network branches, corporate staff and end users with personal pipeline summaries and proprietary file queuing technology, eliminating data duplication and disparate systems.
Centralized Information Exchange

Centralized Information Exchange


Global loan origination needs list is centralized for loan level information exchange. Update loans and let the system automatically queue tasks to the right staff and send notifications to borrowers, brokers and others via email.
Designed for Paperless

Designed for Paperless


A paperless mortgage office is only as strong as its weakest link. VCO Lend was built from the ground up as a paperless loan origination and processing software solution.

Screenshots With Feature Descriptions


Top 8 Benefits

1.  Provides peace of mind knowing your files are complete and compliant
2.  Improves efficiency across your entire operation
3.  Improves turn-times from application to funding to sale
4.  Increases productivity for sales and processing
5.  Helps you close more deals in less time
6.  Provides real-time visibility into your sales, operations and staff
7.  Reduces delivery time to secondary market (sales cycle)
8.  Gives your business a competitive edge and your staff something to rave about!